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What are Client’s Key Questions on Road Traffic Accident Claims?

Senior Associate Hannah Simpson addresses our Northern Ireland clients’ most frequently asked questions in relation to our Road Traffic Accident Claims services;

 What services can we offer for Road Traffic Accidents (RTAs)?

From the immediate time of the incident we’ll organise your;

–       Vehicle Recovery

–        Vehicle Repairs

–        Vehicle Replacement Hire and

–        We can start to assess your case to obtain any compensation you are due for car repairs and personal injuries sustained- All in one place.

We work closely with NI Accident Management who are experts in road collision management, and are located locally in Northern Ireland for a speedy response. Their services are available 24 hours, 7 days a week, 365 days a year, which is essential for incidents which occur at the weekend or during the holidays; and when typically insurance companies are not open to take calls.

Our Enhanced RTA Service means you only have to call us once, and we’ll sort the rest.

What is a road traffic accident claim?

A road traffic accident (RTA) claim allows individuals involved in car accidents to seek compensation for their injuries and related losses if another party was at fault. These claims can be made by drivers, passengers, cyclists, motorcyclists, or pedestrians injured due to someone else’s negligence on the road.

Am I eligible to make a road traffic accident claim?

If you’ve been involved in a road accident that wasn’t your fault, or was only partially your fault; you may be eligible to make a claim. Eligible parties can include drivers, passengers, cyclists, motorcyclists, and pedestrians. Our team can help assess your situation and determine your eligibility for a claim, seeking compensation for any vehicle damage and any injuries sustained.

What types of injuries can I claim for in a road traffic accident?

In a road traffic accident, you may claim for a variety of injuries, including:

●       Whiplash, to include back and neck injuries

●       Soft tissue injuries and bruising

●       Broken bones and fractures

●       Head and brain injuries

●       Scarring sustained

●       Psychological trauma, to include travel anxiety, adjustment disorders, depressive disorders or PTSD

Our solicitors will review the specifics of your injury to determine the compensation you may be entitled to.

 

What should I do immediately after a road traffic accident?

After a road traffic accident, take the following steps to protect your health and support your claim:

●       Seek medical attention for any injuries, even if they seem minor.

●       Gather evidence, such as photographs of the scene, damage to vehicles, and visible injuries.

●       Exchange information with other parties involved, including names, contact information, and insurance details.

●       Report the accident to the police and your insurer.

●       Contact our solicitors who will be able to assist on vehicle recovery, repair and car hire on the same day- and provide you with essential advice on your potential claim.

Our team at Wilson Nesbitt can guide you through these steps and help gather the evidence needed for your case.

 

How much compensation can I expect from an RTA claim?

Compensation for a road traffic accident can vary based on the severity of injuries, the impact on your life, and any financial losses. Typically, compensation covers:

●       Vehicle repairs and other incidental expenses

●       Medical expenses (including treatment, therapy, and rehabilitation)

●       Loss of earnings if you’re unable to work due to your injury

●       Pain and suffering caused by the accident and recovery process

The value of your claim will depend on the medical reports obtained.

Our solicitors will be able to give you an accurate outline of compensation due –  based on the details of your case.

 

How long does a road traffic accident claim take?

The length of time to resolve a claim depends on factors like the severity of the injuries, the complexity of the case, and the cooperation of the insurance companies involved.

Straightforward claims may be resolved sooner, while more complex cases involving severe injuries may take longer. Wilson Nesbitt’s experienced legal team aims to settle claims efficiently while ensuring you receive a fair outcome.

 

What evidence is needed for a successful RTA claim?

Strong evidence is essential for a successful RTA claim, including:

●       Medical records detailing the injuries sustained

●       Photographs of the accident scene, vehicle damage, and visible injuries

●       Police or accident reports documenting the incident

●       Witness statements from those who saw the accident

●       Insurance and repair documents to support any financial losses Our team will help you gather and organise this evidence to support your case.

 

What if I was partly at fault for the accident?

If you were partially at fault for the accident, you might still be able to make a claim, though compensation could be reduced to reflect your level of responsibility. This is known as contributory negligence. Our team can help you understand how this may impact your claim and negotiate on your behalf to secure fair compensation.

Do I need to go to court for a road traffic accident claim?

Most road traffic accident claims are resolved through negotiations with insurance companies and do not require a court appearance. However, if a fair settlement cannot be reached, or liability is in dispute, it may be necessary to go to court. Our solicitors will represent you throughout the process, advocating for your interests whether in settlement negotiations or in court.

 

How much does it cost to make an RTA claim?

Generally, reasonable costs are covered by the insurance company for the party at fault. Funding options for cases whereby liability is in dispute, are available and your solicitor can discuss those with you. At Wilson Nesbitt, we will always keep you updated with regards to any costs in your claim.

How do I start a road traffic accident claim with Wilson Nesbitt?

We can help you immediately from the time of the incident – organising car recovery, repairs and car hire-  call us on 0800 840 9289 or email us here and we can also start discussing your claim.

We’ll arrange a no-obligation consultation to review the details of your accident, evaluate your eligibility, and discuss the next steps. From there, our team will support you through the entire process, working to secure the compensation you deserve.

 

Why should I choose Wilson Nesbitt for my road traffic accident claim?

We can help you immediately- from organising your vehicle recovery, repair and vehicle hire service – to making a start on your case.

Wilson Nesbitt has extensive experience in personal injury and road traffic accident claims, with a dedicated team focused on achieving positive outcomes for our clients. We provide clear advice, compassionate support, and effective representation to help you navigate the claims process and achieve fair compensation.

Client Feedback

  • “Having been involved in a road traffic accident I contacted this highly experienced solicitor for their help and advice. They represented me in what was a long and difficult process and have been exceptional throughout.”
    Private Client, Belfast
  • “Brilliant service, people and manner, very friendly and professional.” Private Client, Bangor
  • “I cannot thank Hannah Simpson and her team enough for everything they have done for me. The result has made such an impact on me and my family in such a positive way and I would thoroughly recommend Hannah and your firm.”
    Private Client, Belfast

Get in Touch

Contact Senior Associate Hannah Simpson and our expert team today on 0800 840 9289 or make an enquiry here.

Get in touch

To find out more about how we can help you with your query, please contact us.